We welcome and accept Canadian Dental Care Plan (CDCP) benefits.
(647) 250-0510
The Canadian Dental Care Plan (CDCP) is a government program created to make essential dental services more accessible for Canadians who do not have private dental insurance. Launched in partnership with Sun Life in May 2024, the plan is designed to support individuals and families with annual incomes under $90,000. The plan focuses on the lowest-income households first. By covering key dental treatments, CDCP helps ensure that everyone has the opportunity to maintain good oral health, regardless of financial circumstances.
Smile Avenue Dentistry is a registered CDCP provider on Sheppard Ave East. We bill Sun Life directly, so you don’t fill out forms or pay upfront for covered care. Just bring your CDCP member card to your appointment. Covered patients earning under $70,000 pay nothing for eligible services, and we check your remaining annual CDCP limit before recommending treatment.
At Smile Avenue Dentistry, we provide CDCP-covered services to help make essential dental care more accessible. The Canadian Dental Care Plan (CDCP) covers a range of oral health treatments, though some may require preauthorization based on your dental history and provider recommendations. Starting November 2024, preapproved services and treatments beyond standard frequency limits will also be available.
Here are some examples of services that may be covered under the CDCP when recommended by a dental professional:
CDCP covers:
CDCP covers:
Four CDCP requirements including not having private dental insurance and having a family income under $90,000.
Applications are currently open for seniors (65+), individuals with a Disability Tax Credit Certificate, and children under 18. All other eligible residents can apply in 2025.
Your Social Insurance Number (SIN), tax return assessment, and personal details.
Visit the official Government of Canada CDCP page or call the designated helpline to start your application.
To qualify for the Canadian Dental Care Plan (CDCP) in North York, you must meet all four eligibility criteria:
Applications for the Canadian Dental Care Plan (CDCP) are currently open for seniors aged 65 and older, individuals with a Disability Tax Credit certificate, and children under 18. All other eligible residents will be able to apply in 2025. If you already receive dental coverage through a government social program, you may still qualify, and your benefits will be coordinated to prevent duplication while ensuring complete coverage.
Smile Avenue Dentistry is a registered CDCP provider accepting new and existing patients in North York and Toronto. As a dentist accepting CDCP, we offer Sun Life CDCP direct billing so you never deal with paperwork. We are conveniently located on Sheppard Ave East, serving the entire Toronto area. Already enrolled? Learn everything you need to know about CDCP renewal 2026 and make sure your coverage stays active.
The Canadian Dental Care Plan (CDCP) helps reduce dental costs for eligible Canadians based on their adjusted family net income. Coverage ranges from 40% to 100% of the CDCP-approved rates, ensuring access to essential dental care with minimal financial burden.
Co-payments are the portion of dental expenses you are responsible for paying out of pocket. The amount you pay depends on your adjusted family net income and the coverage percentage provided by the Canadian Dental Care Plan (CDCP). Here’s a breakdown:
| Adjusted Family Net Income | CDCP Coverage | Co-Payment Responsibility |
|---|---|---|
| Less than $70,000 | 100% | 0% |
| $70,000 – $79,999 | 60% | 40% |
| $80,000 – $89,999 | 40% | 60% |
For more details on eligibility and services, visit the Official Canadian Dental Care Plan page or contact us at Smile Avenue Dentistry to learn how CDCP can help you get affordable dental care in North York.
Our team of highly skilled and compassionate dentists is dedicated to providing top-quality dental care. With years of experience and advanced training, we ensure every patient receives the best possible treatment in a comfortable environment.
No, CDCP is only available to Canadians without private dental insurance. If you have coverage through work, school, or a personal plan, you are not eligible for CDCP benefits.
If a treatment is not covered or partially covered, you will need to pay the remaining balance. We offer flexible payment options to help make dental care more affordable. Contact us to discuss available payment plans.
CDCP limits the frequency of certain treatments. Routine check-ups and cleanings are typically covered every 6 to 12 months, depending on your specific plan. Contact us to check your coverage details.
Low-income adults can apply for dental coverage through the Canada Dental Care Plan (CDCP) by checking their eligibility and applying online via the Government of Canada website.
Yes, eligible seniors and students can qualify for CDCP dental benefits based on their income and residency status.
Yes, medically necessary wisdom tooth extractions are covered under the Canadian Dental Care Plan (CDCP). If your wisdom tooth is causing pain, infection, or crowding, our CDCP dentist in North York can assess your situation and proceed with extraction under your plan. Purely cosmetic or elective removals are not covered.
Implants aren't covered by CDCP. If you'd like to go ahead anyway, ask us for the exact cost and payment-plan options
$100 Exam, X-Ray & Cleaning (For New Patients)
20% Off Smile Makeover Treatments
Composite Veneers: $350/Unit
Porcelain Veneers: $900/Unit
