CDCP Dentist North York

Canadian Dental Care Plan

We welcome and accept Canadian Dental Care Plan (CDCP) benefits.

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(647) 250-0510

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For urgent dental care, please call (647) 250-0510. Appointment requests are subject to availability.

What Is the Canadian Dental Care Plan (CDCP)?

The Canadian Dental Care Plan (CDCP) is a government program created to make essential dental services more accessible for Canadians who do not have private dental insurance. Launched in partnership with Sun Life in May 2024, the plan is designed to support individuals and families with annual incomes under $90,000. The plan focuses on the lowest-income households first. By covering key dental treatments, CDCP helps ensure that everyone has the opportunity to maintain good oral health, regardless of financial circumstances.

Don’t have CDCP Yet?

Click the link below to sign up and start receiving quality dental care!

Dental Clinic Accepting CDCP Near You

Why Choose Smile Avenue Dentistry for CDCP Dentist in North York?

Smile Avenue Dentistry is a registered CDCP provider on Sheppard Ave East. We bill Sun Life directly, so you don’t fill out forms or pay upfront for covered care. Just bring your CDCP member card to your appointment. Covered patients earning under $70,000 pay nothing for eligible services, and we check your remaining annual CDCP limit before recommending treatment.

What Dental Services Are Covered Under CDCP?

At Smile Avenue Dentistry, we provide CDCP-covered services to help make essential dental care more accessible. The Canadian Dental Care Plan (CDCP) covers a range of oral health treatments, though some may require preauthorization based on your dental history and provider recommendations. Starting November 2024, preapproved services and treatments beyond standard frequency limits will also be available.

Here are some examples of services that may be covered under the CDCP when recommended by a dental professional:

How to Apply for the Canadian Dental Care Plan (CDCP)

Four CDCP requirements including not having private dental insurance and having a family income under $90,000.

Applications are currently open for seniors (65+), individuals with a Disability Tax Credit Certificate, and children under 18. All other eligible residents can apply in 2025.

Your Social Insurance Number (SIN), tax return assessment, and personal details.

Visit the official Government of Canada CDCP page or call the designated helpline to start your application.

Dentists Who Accept CDCP

Am I Eligible for the Canadian Dental Care Plan?

To qualify for the Canadian Dental Care Plan (CDCP) in North York, you must meet all four eligibility criteria:

No Access to Private Dental Insurance
Filed a Tax Return in Canada (Including your spouse/common-law partner, if applicable)
Annual Family Income Below $90,000
Canadian Resident for Tax Purposes

Applications for the Canadian Dental Care Plan (CDCP) are currently open for seniors aged 65 and older, individuals with a Disability Tax Credit certificate, and children under 18. All other eligible residents will be able to apply in 2025. If you already receive dental coverage through a government social program, you may still qualify, and your benefits will be coordinated to prevent duplication while ensuring complete coverage.

Your Trusted CDCP Provider in North York, Toronto

Smile Avenue Dentistry is a registered CDCP provider accepting new and existing patients in North York and Toronto. As a dentist accepting CDCP, we offer Sun Life CDCP direct billing so you never deal with paperwork. We are conveniently located on Sheppard Ave East, serving the entire Toronto area. Already enrolled? Learn everything you need to know about CDCP renewal 2026 and make sure your coverage stays active.

How Much Will Be Covered by the Canadian Dental Care Plan (CDCP)

The Canadian Dental Care Plan (CDCP) helps reduce dental costs for eligible Canadians based on their adjusted family net income. Coverage ranges from 40% to 100% of the CDCP-approved rates, ensuring access to essential dental care with minimal financial burden.

Coverage Breakdown:

Income under $70,000 – 100% coverage for eligible dental services

Income between $70,000 and $79,999 – 60% covered, 40% co-payment required

Income between $80,000 and $89,999 – 40% covered, 60% co-payment required

Understanding Co-Payments:

Co-payments are the portion of dental expenses you are responsible for paying out of pocket. The amount you pay depends on your adjusted family net income and the coverage percentage provided by the Canadian Dental Care Plan (CDCP). Here’s a breakdown:

Adjusted Family Net Income	CDCP Coverage	Co-Payment Responsibility
Less than $70,000	100%	0%
$70,000 – $79,999	60%	40%
$80,000 – $89,999	40%	60%

Additional Costs to Consider: You may have extra charges if

✔ The dentist’s fees exceed CDCP’s set rates

✔ You choose treatments that are not covered under the plan

For more details on eligibility and services, visit the Official Canadian Dental Care Plan page or contact us at Smile Avenue Dentistry to learn how CDCP can help you get affordable dental care in North York.

Meet Our North York Dentists

Our team of highly skilled and compassionate dentists provides top-quality dental care. With years of experience and advanced training, every patient receives thorough treatment in a comfortable environment.