Canada’s new government dental coverage for seniors helps older adults get the dental care they need. With the Canadian Dental Care Plan (CDCP), seniors who don’t have private insurance can get help to pay for important dental services like cleanings, fillings, dentures, and checkups. This plan is for seniors with low or middle income and is available across Canada, including Ontario. It’s made to make dental care easier and more affordable.
What Is the Canadian Dental Care Plan (CDCP)?
The Canadian Dental Care Plan (CDCP) is a new program from the federal government that helps people, especially seniors, get the dental care they need. It’s made for Canadians who don’t have private dental insurance and may struggle to afford dental visits. The goal is to make sure everyone, especially seniors, can keep their teeth and gums healthy without worrying about high costs.
Eligibility Criteria for Seniors
To qualify for the Canadian Dental Care Plan, seniors need to meet a few basic requirements. If you fit these rules, you could get help to pay for important dental care:
| Eligibility Criteria | Details |
|---|---|
| Age | 65 years or older |
| Residency | Must live in Canada |
| Income | Household income below $90,000 |
| Insurance | No private dental insurance |
| Tax Filing | Must have filed income taxes |
What Dental Services Are Covered for Seniors?
The Canadian Dental Care Plan covers many important dental services for seniors. This includes regular checkups, dental cleanings, fillings, tooth extractions, and dentures. Some bigger treatments, like root canal treatments and crowns, may also be covered. However, cosmetic procedures like teeth whitening are not included. The plan helps make sure seniors can get the dental care they need to keep their teeth healthy and strong without paying too much.
How to Apply for the Canadian Seniors Dental Plan?
You can apply online through the Government of Canada’s website. No need to go anywhere or mail anything. Just have your SIN (Social Insurance Number), income info, and proof that you don’t have private dental coverage. Applications are being accepted in phases based on your age, so watch your mail or email for a notice to apply. After you’re approved, you’ll get a card to use at the dentist. Easy and stress free.
We can check your eligibility only if you live in or near North York, Toronto. Please make sure your location qualifies before booking your appointment.
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Provincial vs. Federal Dental Coverage
The federal CDCP is for all of Canada, but some provinces have their own dental programs too. For example, Ontario and British Columbia offer dental help for low-income seniors. If you qualify for both federal and provincial plans, you might get even better coverage. Just make sure to talk to your dentist in North York about which plan to use first. Think of the CDCP as your base plan, and the provincial one as a bonus if it applies to you.
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Are You a Senior Eligible for Government Dental Coverage?
At Smile Avenue Dentistry, we proudly support seniors with compassionate care and expert advice. If you’re eligible for coverage under a government dental plan, our team is here to guide you every step of the way.
Here’s a simple table to show the main differences:
| Feature | Federal Dental Coverage (CDCP) | Provincial Dental Coverage |
|---|---|---|
| Who Runs It | Federal government | Provincial governments |
| Who Is Covered | Eligible low and middle-income seniors nationwide | Varies by province; often low-income seniors or specific groups |
| Coverage Area | All of Canada | Specific province |
| Types of Services Covered | Basic dental care (checkups, fillings, dentures) | Varies; some cover extra services |
| Can You Use Both Together? | Yes, if eligible | Yes, if eligible |
| How to Apply | Apply online through federal website | Apply through provincial health services or programs |
What Is the Best Dental Insurance for People Over 65?
The best dental insurance for people over 65 in Canada is the Canadian Dental Care Plan (CDCP). It helps seniors who don’t have private insurance by covering many basic dental services like checkups, cleanings, fillings, and dentures. If you’re 65 or older and meet the income and residency requirements, the CDCP can make dental care more affordable and easier to access.
Read More: Everything You Need to Know About ODSP Dental Coverage in 2025
What Are the Available Dental Discount Plans?
Dental discount plans are not insurance, but they can help seniors save money on dental care. In Canada, these plans work like a membership; you pay a yearly fee and get access to lower prices at participating dentists. While the Canadian Dental Care Plan (CDCP) helps many seniors, dental discount plans are another option if you don’t qualify or need extra savings. Some private companies offer discount programs that reduce the cost of cleanings, fillings, dentures, and more. Always check what’s included and which dentists accept the plan before signing up.
FAQs
What is the new dental plan for seniors in Canada?
The CDCP is a federal program that initially offered low to no-cost dental care to uninsured seniors aged 65 and over without private dental insurance, and has since expanded to include all eligible age groups.
When can seniors apply for the Canada Dental Benefit?
Applications opened in December 2023 for seniors aged 65 and above.
Will seniors get free dental care in Canada?
Seniors with household incomes under $70,000 receive full coverage; those earning $70,000–$89,999 receive partial coverage.
How to apply for the federal dental plan for seniors?
Apply online through the official CDCP portal or via your My Service Canada Account (MSCA).
Are dental implants covered for seniors in Canada?
No, dental implants and related procedures are not covered under the CDCP.
Are dentures covered for seniors in Canada?
Yes, the CDCP covers complete and partial dentures, including repairs and adjustments.
Do senior citizens pay for dental treatment?
Depending on income, seniors may pay a portion of dental costs; those under $70,000 income receive full coverage, while higher incomes receive partial coverage.
