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The Canadian Dental Care Plan (CDCP) is a government program created to make essential dental services more accessible for Canadians who do not have private dental insurance. Launched in partnership with Sun Life in May 2024, the plan is designed to support individuals and families with annual incomes under $90,000, prioritizing those most in need. By covering key dental treatments, CDCP helps ensure that everyone has the opportunity to maintain good oral health, regardless of financial circumstances.
Click the link below to sign up and start receiving quality dental care!
Choosing the right dental clinic for Canadian Dental Care Plan (CDCP) services matters, and at Smile Avenue Dentistry, we make quality care accessible and stress-free. Our experienced team provides affordable, patient-focused treatments covered by CDCP, ensuring you get the care you need without financial barriers. With a welcoming environment, modern technology, and a commitment to personalized care, we strive to make every visit smooth and comfortable. Trust us to help you maximize your CDCP benefits while keeping your smile healthy and bright.
At Smile Avenue Dentistry, we provide CDCP-covered services to help make essential dental care more accessible. The Canadian Dental Care Plan (CDCP) covers a range of oral health treatments, though some may require preauthorization based on your dental history and provider recommendations. Starting November 2024, preapproved services and treatments beyond standard frequency limits will also be available.
Here are some examples of services that may be covered under the CDCP when recommended by a dental professional:
| Service Category 1: Diagnostic and Preventive | ||
| Dental exams (complete, routine, specific, emergency) | No | |
| X-rays | No | |
| Cleaning (scaling) | No | |
| Fluoride applications | No | |
| Sealants | No | |
| Service Category 2: Basic Services | ||
| Specific Services | Preauthorization Required | |
| Restorative | No | No |
| Temporary fillings | No | |
| Pain control for diseased teeth | No | |
| Other treatments for cavities | No | |
| Endodontic | Root canal treatments | No |
| Pulpectomies (first step of a root canal treatment) | No | |
| Procedures to reduce infection and relieve pain | No | |
| Re-treatment of previously completed root canal treatment | Yes | |
| Periodontal | Cleaning under the gumline | No |
| Treating abscesses | No | |
| Bonding for mobile teeth | Yes | |
| Post-surgical evaluations | Yes | |
| Non-surgical gum disease management | No | |
| Service Category 3: Major Services | ||
| Specific Services | Preauthorization Required | |
| Restorative | Posts and post removal | No |
| Repairs to crowns and re-bonding of crowns and posts | No | |
| Crowns | Yes | |
| Cores (to support crowns) | Yes | |
| Posts for crowns | Yes | |
| Removable Prosthodontic | Complete dentures (standard and temporary) | No |
| Denture repairs, relines, and rebases | No | |
| Placing lining in dentures to condition oral tissues | No | |
| Complete immediate and overdentures | Yes | |
| Partial dentures | Yes | |
| Oral Surgery | Removal of teeth and roots | No |
| Surgical removal of tumors and cysts | No | |
| Surgical incisions (including draining) | No | |
| Treatments for broken jaw bones | No | |
| Service Category 4: Anesthesia or Sedation | ||
| Specific Services | Preauthorization Required | |
| Minimal sedation (conscious) | No | |
| Moderate sedation | Yes | |
| Deep sedation | Yes | |
| General anesthesia | Yes | |
| Service Category 5: Orthodontic Services | ||
| Specific Services | Preauthorization Required | |
| Available in 2025, only in cases of medical need with strict criteria | Yes | |
Four CDCP requirements including not having private dental insurance and having a family income under $90,000.
Applications are currently open for seniors (65+), individuals with a Disability Tax Credit Certificate, and children under 18. All other eligible residents can apply in 2025.
Your Social Insurance Number (SIN), tax return assessment, and personal details.
Visit the official Government of Canada CDCP page or call the designated helpline to start your application.
To qualify for the Canadian Dental Care Plan (CDCP) in North York, you must meet all four eligibility criteria:
✔ No Access to Private Dental Insurance
✔ Filed a Tax Return in Canada (Including your spouse/common-law partner, if applicable)
✔ Annual Family Income Below $90,000
✔ Canadian Resident for Tax Purposes
Applications for the Canadian Dental Care Plan (CDCP) are currently open for seniors aged 65 and older, individuals with a Disability Tax Credit certificate, and children under 18. All other eligible residents will be able to apply in 2025. If you already receive dental coverage through a government social program, you may still qualify, and your benefits will be coordinated to prevent duplication while ensuring complete coverage.
The Canadian Dental Care Plan (CDCP) helps reduce dental costs for eligible Canadians based on their adjusted family net income. Coverage ranges from 40% to 100% of the CDCP-approved rates, ensuring access to essential dental care with minimal financial burden.
Coverage Breakdown:
Understanding Co-Payments:
Co-payments are the portion of dental expenses you are responsible for paying out of pocket. The amount you pay depends on your adjusted family net income and the coverage percentage provided by the Canadian Dental Care Plan (CDCP). Here’s a breakdown:
Adjusted Family Net Income | CDCP Coverage | Co-Payment Responsibility |
Less than $70,000 | 100% | 0% |
$70,000 – $79,999 | 60% | 40% |
$80,000 – $89,999 | 40% | 60% |
Additional Costs to Consider:
You may have extra charges if:
✔ The dentist’s fees exceed CDCP’s set rates
✔ You choose treatments that are not covered under the plan
For more details on eligibility and services, visit the official Canadian Dental Care Plan page or contact us at Smile Avenue Dentistry to learn how CDCP can help you get affordable dental care in North York.
No, CDCP is only available to Canadians without private dental insurance. If you have coverage through work, school, or a personal plan, you are not eligible for CDCP benefits.
If a treatment is not covered or partially covered, you will need to pay the remaining balance. We offer flexible payment options to help make dental care more affordable. Contact us to discuss available payment plans.
CDCP limits the frequency of certain treatments. Routine check-ups and cleanings are typically covered every 6 to 12 months, depending on your specific plan. Contact us to check your coverage details.
Low-income adults can apply for dental coverage through the Canada Dental Care Plan (CDCP) by checking their eligibility and applying online via the Government of Canada website.
Yes, eligible seniors and students can qualify for CDCP dental benefits based on their income and residency status.
